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Hypnosis Training Video #309: How to Take on Potential Clients with Difficult Issues

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  1. Happy New Year everyone. Thank you Celeste, for sharing your thoughts on working from home. Until 2 years ago, I also saw clients in my home.

    I wanted to chime in with two more important things a new, working-from-home, hypnotist needs to know. Forgive me for posting it up here under the new podcast, but I wanted to make sure it is seen.

    1. From the moment you have strangers setting foot in your door, you are exposed to additional liability. Most basic homeowner's insurance policies are limited in coverage, $300-$500K of personal liability. It would be wise to talk with you property casualty agent about an umbrella policy, which is an additional policy that would add from $1M to $10M of coverage. This would provide additional protection from any personal injury lawsuits.

    2. A new hypnotist should talk to their attorney or accountant about the disadvantages of a sole proprietorship, and look into other options for business ownership, such as an LLC, which would create a barrier from their personal assets. As a sole proprietor, their personal assets are at risk.

    Sorry to be so basic, but it is best not to assume everyone knows this.

    Keep up the good work. Glad to see you back Celeste!

    Love and Light,

    Cynthia Thurman

  2. Cynthia,

    Thank you for chiming in! You are right on the money about the insurance and the sole proprietorship. Most people do not know about umbrella policies and how cheap they are. VERY good point.

    Love
    Celeste

  3. I talked to my insurance agent about the umbrella policy and found my insurance for doing business out of my house had been changed to nonexistetn!  So it sure makes sense to check your insurance this time a year and see if you are over or under insured not only with things like this but in auto, health, homeowners, and life insurance. 

    Celeste

  4. Thanks for this. I work in Great Britain but working from home of course I also have to have the relevant insurance in place. I do find that the fact I have a separate extension with its own restroom and entrance makes a huge difference to the way that clients perceive the business. I know many other therapists who perhaps practice in a bedroom and its always something that clients see as not perfect.
    Mark

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